Employee Benefits in Gambia

Bonuses and additional payments

In Gambia, while not statutorily mandated for all employees, the payment of a 13th-month salary or similar annual bonus is a common practice in many sectors, particularly in banking and larger organizations. These bonuses are often stipulated in employment contracts or collective bargaining agreements and are disbursed according to the terms outlined therein.

Annual leave

Employees in Gambia are entitled to paid vacation leave after completing one year of service. The statutory entitlement is 21 working days per year. This leave is fully paid and can be taken throughout the leave year, as agreed between employer and employee. 

Additional leave may be offered as part of an employment contract, though it is not required by law. Many employers offer enhanced leave policies to stay competitive and improve retention. 

Unused statutory leave must be taken within the prescribed period after it is earned, depending on the employer’s policy or collective agreements. Payment in lieu of unused leave is only permitted upon termination of employment.

Sick leave

In Gambia, employees are entitled to up to 90 days of sick leave per year. The first 30 days are fully paid, while the remaining 60 days are unpaid. To qualify for paid sick leave, employees must provide a medical certificate from an authorized medical institution. The specific duration and payment terms may vary based on the employment contract or collective agreements.

Parental leave

Employers must provide 12 weeks of paid maternity leave, typically consisting of six weeks before and six weeks after childbirth, for each pregnancy. Pregnant employees who have been employed for at least two years are eligible for full pay during maternity leave; those employed for less than two years may receive reduced benefits. Written notice and medical documentation are required to be submitted to the employer confirming the pregnancy and expected delivery date.

Additional benefits

In addition, employers in Gambia are legally required to contribute to the Social Security and Housing Finance Corporation (SSHFC). Employers contribute 10% of the employee’s gross salary to the SSHFC, while employees contribute 5%. This fund provides retirement, disability, and survivor benefits.

Free public healthcare is available to all Gambian citizens, but many employees still rely on private healthcare providers for faster service. Employers cover a significant portion of mandatory benefits, but we can consult with you about optional supplemental coverage options, such as private health insurance or additional pension contributions. As your employer of record in Gambia, we may be able to offer cost-effective access to group health and wellness programs.